Q: My car smells weird if it is closed for a while and rains. Y it is pretty clean but has the odor when I open it
A: I don't know what "weird" smells like. If my car smelled, I would buy one of those air fresher thingy's. I just keep a box of fabric softeners under the seat of my car. I love the smell of those things and it lasts longer than stuff made for cars. If you still can't get rid of the smell, check your trunk and make sure there isn't something nasty, leftover from buying groceries, or wet carpet, something like that. You also could take your car to get the carpets cleaned.
2009-06-04
2009-06-03
What software and hosting do I need to start an online community site where people can post articles or music?
Q: What software and hosting do I need to start an online community site where people can post articles or music?
I'd like to start an online site like ezinearticles or other article posting site. What host and/or what software are required?
Also, I'd like to start an online site for musicians to post their songs and blogs.
What hosts do you recommend and what software or program for these? Thanks.
A: Phpbb is open source and plus its more userfriendly than vbulletin ..
More themes and more support..Vbulletin mostly used by large professional organisations and is expensive..Very few templates and themes..Me I prefer Phpbb3 cuz its more modern ..ALot cooler to me
I'd like to start an online site like ezinearticles or other article posting site. What host and/or what software are required?
Also, I'd like to start an online site for musicians to post their songs and blogs.
What hosts do you recommend and what software or program for these? Thanks.
A: Phpbb is open source and plus its more userfriendly than vbulletin ..
More themes and more support..Vbulletin mostly used by large professional organisations and is expensive..Very few templates and themes..Me I prefer Phpbb3 cuz its more modern ..ALot cooler to me
2009-06-02
Very soon, the PREMIUM on my "long term care" insurance will go up from $200.00 a month to $470.00 a month!?
Q: The existing company is dropping the group, and the company picking up the group charges much more. What are your thoughts about "long term care" insurance? I am 72 years old and in good health.
Best Answer: A fee-only financial planner (who charges for advice but does not stand to gain make money based on their recommendation) should be able to help you out after a quick review of your situation. Their fee for a single issue like this should be much less than the cost of making the wrong decision.
You will also avoid poorly informed advice or opinions, like those who believe Medicare will ever pay for more than 100 days of Long-Term Care and is not designed to pay for custodial care at all. You need the advice of someone who is familiar with LTC and your specific situation and concerns.
A2: Even if you're in good health now you cannot predict what can happen in the future. Long term care insurance will cover what Medicare won't after 100 days of incapacitation. If you are unable to perform at least two of your daily activities such as feeding youself, going to the bathroom, etc. with your LTC coverage you're able to pay someone to help care for you which can be very costly without that coverage. LTC is not only for the elderly, it's also a good thing to have when you're young. Many youngsters are currently being rehabilitated from major accidents, etc. but there are many who can't afford the rehabilitation.
If you can afford to keep the coverage you should do that. The $470 a month can't compare to what it would cost you if you didn't have the insurance.
A3: Let this be a lesson to everyone as to why you don't buy group insurance. This also happens to association groups. Sure they can't drop you individually, but they can drop the whole group....especially when they didn't charge the right amount to begin with.
The other issue is that the new company is charging what they NOW charge. Insurance rates for new customers have skyrocketed in the last handful of years. What a couple used to pay for long term care insurance is now what an individual pays.
Individual plans can go up too which is why you want to stick with the main carriers who offer the coverage OR lock in a 10-pay plan (pay it all over 10 years) so you never have to pay again.
A good long term care insurance broker can find you a good...individual plan. There's no sense in going back to the group if you're healthy and end up in the same position five years from now.
I'd love to know the insurance company (new and old) and if it's not too much information the company that you work(ed) at. If you need help finding a broker let me know as I have many associates that do this coverage from coast to coast.
Also, individual coverage should have been cheaper from the start. I rarely see a group LTC policy that's better/cheaper than one available to an individual. If you're not in as good of health then the group can make more sense, but if you're healthy it's usually not a good deal for you....your example is why.
Best Answer: A fee-only financial planner (who charges for advice but does not stand to gain make money based on their recommendation) should be able to help you out after a quick review of your situation. Their fee for a single issue like this should be much less than the cost of making the wrong decision.
You will also avoid poorly informed advice or opinions, like those who believe Medicare will ever pay for more than 100 days of Long-Term Care and is not designed to pay for custodial care at all. You need the advice of someone who is familiar with LTC and your specific situation and concerns.
A2: Even if you're in good health now you cannot predict what can happen in the future. Long term care insurance will cover what Medicare won't after 100 days of incapacitation. If you are unable to perform at least two of your daily activities such as feeding youself, going to the bathroom, etc. with your LTC coverage you're able to pay someone to help care for you which can be very costly without that coverage. LTC is not only for the elderly, it's also a good thing to have when you're young. Many youngsters are currently being rehabilitated from major accidents, etc. but there are many who can't afford the rehabilitation.
If you can afford to keep the coverage you should do that. The $470 a month can't compare to what it would cost you if you didn't have the insurance.
A3: Let this be a lesson to everyone as to why you don't buy group insurance. This also happens to association groups. Sure they can't drop you individually, but they can drop the whole group....especially when they didn't charge the right amount to begin with.
The other issue is that the new company is charging what they NOW charge. Insurance rates for new customers have skyrocketed in the last handful of years. What a couple used to pay for long term care insurance is now what an individual pays.
Individual plans can go up too which is why you want to stick with the main carriers who offer the coverage OR lock in a 10-pay plan (pay it all over 10 years) so you never have to pay again.
A good long term care insurance broker can find you a good...individual plan. There's no sense in going back to the group if you're healthy and end up in the same position five years from now.
I'd love to know the insurance company (new and old) and if it's not too much information the company that you work(ed) at. If you need help finding a broker let me know as I have many associates that do this coverage from coast to coast.
Also, individual coverage should have been cheaper from the start. I rarely see a group LTC policy that's better/cheaper than one available to an individual. If you're not in as good of health then the group can make more sense, but if you're healthy it's usually not a good deal for you....your example is why.
2009-06-01
Tell me what you think?
Q: If you try to fail, and succeed at doing so, which have you done?
There's no wrong answer, but try to back your answer up.
A: If you set out to succeed at a goal, only to fail, that failure would be unwanted and bad. You would not have achieved your goal. However, in your scenario, failure is the goal, and achieving that goal is a success, regardless of the nature of the goal.
Source: www.video-to-flash.com
There's no wrong answer, but try to back your answer up.
A: If you set out to succeed at a goal, only to fail, that failure would be unwanted and bad. You would not have achieved your goal. However, in your scenario, failure is the goal, and achieving that goal is a success, regardless of the nature of the goal.
Source: www.video-to-flash.com
2009-05-31
How do you solve a rubik's cube with out ruining the side you already finished?
Q: How do you solve a Rubik’s cube with out ruining the side you already finished?
A: Hi Ninja,
These videos show what is pretty much considered to be the best beginner method:
http://www.youtube.com/watch?v=HsQIoPyfQ...
http://www.youtube.com/watch?v=IW_BBp3FP...
Or you can use this site to get it back to the original solution. Not good for learning, but good for returning to the start.
http://www.wrongway.org/cube/solve.html
If you want to know more, you can read up on the wikipedia entry:
http://en.wikipedia.org/wiki/Rubik's_Cub...
Here is the official site which has its own simple solution instructions http://www.rubiks.com/lvl4/commun/cbeclb... and the original solution booklet that comes with the standard cube; http://www.rubiks.com/World/~/media/File...
There is a beginners forum on the speed solving page that addresses many issues, like how and when to lube the cube for smooth operation. Take a look:
http://www.speedsolving.com/forumdisplay...
A: Hi Ninja,
These videos show what is pretty much considered to be the best beginner method:
http://www.youtube.com/watch?v=HsQIoPyfQ...
http://www.youtube.com/watch?v=IW_BBp3FP...
Or you can use this site to get it back to the original solution. Not good for learning, but good for returning to the start.
http://www.wrongway.org/cube/solve.html
If you want to know more, you can read up on the wikipedia entry:
http://en.wikipedia.org/wiki/Rubik's_Cub...
Here is the official site which has its own simple solution instructions http://www.rubiks.com/lvl4/commun/cbeclb... and the original solution booklet that comes with the standard cube; http://www.rubiks.com/World/~/media/File...
There is a beginners forum on the speed solving page that addresses many issues, like how and when to lube the cube for smooth operation. Take a look:
http://www.speedsolving.com/forumdisplay...
2009-05-13
How can I grow and improve my small business?
Q: Running a small business can be a challenging task, especially in today's economic environment. What are some ways you have grown or improved your business?
Best answer: One of the good ways is to improve the character of the seller. Improved meaning not to change, but to make a small fix or add a better character in being more motivated in selling especially in today's crisis. Some of the ways I know of the top are:
Branding: Establish market position, increase awareness, generate popularity
Targeting ideal clients: Reduce cost of sale and shorten sales cycle
Forecasting or analyze: Increase potential to meet realistic goals
Customer Relationship : Increase sales and the value of client relationships
Customer retention: Reduce cost of sale, increase referrals and satisfaction
Competitive analysis: Position business to identify best market opportunities
Always have a back-up plan when deciding to go into business. As of today's tough corporation such as GM had to file bankruptcy. It doesn't hurt to have a savings or an account that happens to save your business from losing any profit. In other words, make sure you know when to ring that "fire-alarm."
Best answer: One of the good ways is to improve the character of the seller. Improved meaning not to change, but to make a small fix or add a better character in being more motivated in selling especially in today's crisis. Some of the ways I know of the top are:
Branding: Establish market position, increase awareness, generate popularity
Targeting ideal clients: Reduce cost of sale and shorten sales cycle
Forecasting or analyze: Increase potential to meet realistic goals
Customer Relationship : Increase sales and the value of client relationships
Customer retention: Reduce cost of sale, increase referrals and satisfaction
Competitive analysis: Position business to identify best market opportunities
Always have a back-up plan when deciding to go into business. As of today's tough corporation such as GM had to file bankruptcy. It doesn't hurt to have a savings or an account that happens to save your business from losing any profit. In other words, make sure you know when to ring that "fire-alarm."
The exodus of refugees in the valley of Swat
Civilians fleeing the fighting yesterday in the valley of Swat. Some leave with nothing and ends up in refugee camps unprepared. Photo credits: AFP
REPORT - The war against the Taliban was driven from their homes hundreds of thousands of people. They are Islamists, but also the army and the government had made no provision for them.
At the exit of Peshawar, a huge panel displays pictures of the exodus. The worst South Asia since the partition in 1947. They are accompanied by these words: "What we said our province area affected by the war!" Since the beginning of the offensive Swat ten days ago, there would be, according to the UN, more than one half million displaced in the North-West (NWFP). And more than 300 000 prisoners in the valley of Swat, wait for the next lifting of the curfew to flee. Some left with nothing and ended up in camps unprepared, others, less numerous, have found refuge with relatives or friends.
At about fifty kilometers northeast of Peshawar, near Mardan, Jalala offers the sad spectacle of all refugee camps. Under a blazing sun, men and some women are queuing for registration, receive meager rations of food and water. An old woman crying because she can not find his card. Kids to look sad, soiled clothing, are houspiller by adults.
Sharif Khan held a gas station in the district of Dir. It wants the Taliban, but also the government and the army. He is not alone. "Because of the Taliban, I was already working for a long time, but the army shot at us," he says. More than 8 000 people crammed in Jalala. Noor Badshah, the head of al-Khidmat, the humanitarian arm of the religious party Jamaat-e-Islami, the only visible in the camp, said loudly, "the government should have prepared the situation before starting the military offensive. " And, insinuating he, "who are these Taliban? These are not local, they are armed by the United States, India, Israel. "With the tragedy, conspiracy theory, dear to Pakistan, resurfaced. Although there are exceptions.
Fear paralyzes civilians
Ziauddin Yusafzai in part. "The Islamic threat is a snake that Pakistan has nurtured in her womb for sixty years. Now, he spits out his venom to the figure, "says the principal of the valley of Swat. All sides, military and civilian leaders who have succeeded in Islamabad felt well smart, trying to build an aggressive foreign policy by "making" jihadists, "he says. Against India in the east and to the west in Afghanistan to find the so-called "strategic depth" deemed vital to protect themselves ... "Now their corrupting the whole country," says he says. He said it is urgent that Pakistan will concentrate on its own problems.
Ziauddin Yusafzai remained in Mingora, capital of the Swat valley, until the last moment. For three days, he too is a refugee in his own country. He joined the flow of hundreds of thousands of displaced people who flocked to Peshawar, Mardan to ... After putting his family safe in Shangla, a district north of Swat, joined Yusufzai Peshawar where he found shelter with a group of intellectuals. Together, they created a year ago, Ariana Institute of Regional Research and Advocacy, a think-tank which was given the task to consider how to rid the country from Islamist terrorism. Because the teacher is convinced that even if "this time the army air determined to crush the militants in Swat, it is useless as a civil society will not also eliminate the Taliban . It remains to convince her to act.
It will not be easy, he admits, for example taking his school. "The agreement with the Taliban in February called for the reopening of closed schools for girls under their pressure. In my school, classes have resumed for girls ... but the teachers were abandoned. The men said that it is contrary to Islam to teach girls. In fact, they were afraid of a return of the Taliban. "
Fear, Aftab Alam, knows. President of the Bar Association of District Swat, it was in the firing line Islamists mostly to himself. In a small office of the High Court of Justice of Peshawar, where he fell two days ago, he tells his life last month in Mingora. "Once, I received a call of the Taliban at 2 o'clock in the morning. They told me that if I can not wear my costume to a lawyer, it would be my shroud. Another time, they fired at my car, a bullet smashed my computer, but it came out by the window opposite. "He finally left the city in disaster ... because of the offensive of the army.
2009-05-12
Tenant and landlord Dispute help? What Surveys Really Pay You?
Q: Do companies really pay for you to take a survey and on a minimum how much can anyone help me please
Best answer: www.onlineparttimejobs.net/ It is what I do and it's worked out pretty well. What you have to do is complete surveys and offers for companies that want the public's opinion. No payment from you is ever required, not to sign up, not EVER.
The sites don't get paid directly from you, but when you complete an offer or survey, they also get paid a small portion of what you earned yourself. For example, if you complete a survey about computers let's say, you would earn maybe $2 and the web site itself would receive $0.50 from the company also for getting you to complete the survey. These surveys take little time at all, most taking up less than even 1 or 2 minutes of your time.
They don’t need any information other than your name, email address and your home address. Yup, that is all. No credit card information, no banking information, nothing like that. All they require is your name and address so that your cherub can be sent to your home every month.
Personally I have been a member of these websites, along with thousands of other satisfied users, for approximately 1.5 years now and have earned well over $8600 by working in my spare time. This web site has been great to me, also the members and administrator are very friendly, and are always there to help you with a question or problem you may be having. I give you my word that they pay.
Best answer: www.onlineparttimejobs.net/ It is what I do and it's worked out pretty well. What you have to do is complete surveys and offers for companies that want the public's opinion. No payment from you is ever required, not to sign up, not EVER.
The sites don't get paid directly from you, but when you complete an offer or survey, they also get paid a small portion of what you earned yourself. For example, if you complete a survey about computers let's say, you would earn maybe $2 and the web site itself would receive $0.50 from the company also for getting you to complete the survey. These surveys take little time at all, most taking up less than even 1 or 2 minutes of your time.
They don’t need any information other than your name, email address and your home address. Yup, that is all. No credit card information, no banking information, nothing like that. All they require is your name and address so that your cherub can be sent to your home every month.
Personally I have been a member of these websites, along with thousands of other satisfied users, for approximately 1.5 years now and have earned well over $8600 by working in my spare time. This web site has been great to me, also the members and administrator are very friendly, and are always there to help you with a question or problem you may be having. I give you my word that they pay.
Tenant and landlord Dispute help?
Q: I have a 12 month lease in an apartment which ends this August. And I want to leave before the lease ends. (Which is 2 months before the lease ends on end of May) I did contact my landlord by phone like a month before that I will be moving out and he told me that I can leave but he has to find people to fill in the apartment by June 1st.
So he posted the ad on this website... And he still hasn't found people. It's almost June and I will be leaving within this week and he says I still have to pay for June since he hasn't found people yet.
Now my main question is.. is it really my job to find the new tenants? He's not even trying to find tenants because he's picky and just tries to find student tenants not just anyone and wont even post it on Craig list or anything. He doesn't even want to make a deal with me and my roommates to pay just half the June month. Is this right that I have to pay even though I won’t be living here and I did notify him early?? I really want my deposit back too. Overall he's being an asshole saying that he has his own bills to pay and that he can't find people so I still have to pay because the lease didn't endow... and I'm in New York State.
The best answer: He is under no obligation to make a deal with you!! YOU are the one breaking the lease!
The amount of notice and the actual vacate date has nothing to do with anything when you are breaking the lease. Even if you were not breaking a lease, it is still legally required to pay rent through the full notice weather you are there or not.
You are not getting your deposit back. You typically lose your deposit when you break a lease.
He is not doing anything wrong here. Everything he is asking of you is legal. You have no law on your side.
So he posted the ad on this website... And he still hasn't found people. It's almost June and I will be leaving within this week and he says I still have to pay for June since he hasn't found people yet.
Now my main question is.. is it really my job to find the new tenants? He's not even trying to find tenants because he's picky and just tries to find student tenants not just anyone and wont even post it on Craig list or anything. He doesn't even want to make a deal with me and my roommates to pay just half the June month. Is this right that I have to pay even though I won’t be living here and I did notify him early?? I really want my deposit back too. Overall he's being an asshole saying that he has his own bills to pay and that he can't find people so I still have to pay because the lease didn't endow... and I'm in New York State.
The best answer: He is under no obligation to make a deal with you!! YOU are the one breaking the lease!
The amount of notice and the actual vacate date has nothing to do with anything when you are breaking the lease. Even if you were not breaking a lease, it is still legally required to pay rent through the full notice weather you are there or not.
You are not getting your deposit back. You typically lose your deposit when you break a lease.
He is not doing anything wrong here. Everything he is asking of you is legal. You have no law on your side.
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