CLEAN CAR SMELL HELP?

Q: My car smells weird if it is closed for a while and rains. Y it is pretty clean but has the odor when I open it

A: I don't know what "weird" smells like. If my car smelled, I would buy one of those air fresher thingy's. I just keep a box of fabric softeners under the seat of my car. I love the smell of those things and it lasts longer than stuff made for cars. If you still can't get rid of the smell, check your trunk and make sure there isn't something nasty, leftover from buying groceries, or wet carpet, something like that. You also could take your car to get the carpets cleaned.

What software and hosting do I need to start an online community site where people can post articles or music?

Q: What software and hosting do I need to start an online community site where people can post articles or music?

I'd like to start an online site like ezinearticles or other article posting site. What host and/or what software are required?
Also, I'd like to start an online site for musicians to post their songs and blogs.
What hosts do you recommend and what software or program for these? Thanks.

A: Phpbb is open source and plus its more userfriendly than vbulletin ..
More themes and more support..Vbulletin mostly used by large professional organisations and is expensive..Very few templates and themes..Me I prefer Phpbb3 cuz its more modern ..ALot cooler to me

Very soon, the PREMIUM on my "long term care" insurance will go up from $200.00 a month to $470.00 a month!?

Q: The existing company is dropping the group, and the company picking up the group charges much more. What are your thoughts about "long term care" insurance? I am 72 years old and in good health.

Best Answer: A fee-only financial planner (who charges for advice but does not stand to gain make money based on their recommendation) should be able to help you out after a quick review of your situation. Their fee for a single issue like this should be much less than the cost of making the wrong decision.

You will also avoid poorly informed advice or opinions, like those who believe Medicare will ever pay for more than 100 days of Long-Term Care and is not designed to pay for custodial care at all. You need the advice of someone who is familiar with LTC and your specific situation and concerns.


A2: Even if you're in good health now you cannot predict what can happen in the future. Long term care insurance will cover what Medicare won't after 100 days of incapacitation. If you are unable to perform at least two of your daily activities such as feeding youself, going to the bathroom, etc. with your LTC coverage you're able to pay someone to help care for you which can be very costly without that coverage. LTC is not only for the elderly, it's also a good thing to have when you're young. Many youngsters are currently being rehabilitated from major accidents, etc. but there are many who can't afford the rehabilitation.

If you can afford to keep the coverage you should do that. The $470 a month can't compare to what it would cost you if you didn't have the insurance.


A3: Let this be a lesson to everyone as to why you don't buy group insurance. This also happens to association groups. Sure they can't drop you individually, but they can drop the whole group....especially when they didn't charge the right amount to begin with.

The other issue is that the new company is charging what they NOW charge. Insurance rates for new customers have skyrocketed in the last handful of years. What a couple used to pay for long term care insurance is now what an individual pays.

Individual plans can go up too which is why you want to stick with the main carriers who offer the coverage OR lock in a 10-pay plan (pay it all over 10 years) so you never have to pay again.

A good long term care insurance broker can find you a good...individual plan. There's no sense in going back to the group if you're healthy and end up in the same position five years from now.

I'd love to know the insurance company (new and old) and if it's not too much information the company that you work(ed) at. If you need help finding a broker let me know as I have many associates that do this coverage from coast to coast.

Also, individual coverage should have been cheaper from the start. I rarely see a group LTC policy that's better/cheaper than one available to an individual. If you're not in as good of health then the group can make more sense, but if you're healthy it's usually not a good deal for you....your example is why.

Tell me what you think?

Q: If you try to fail, and succeed at doing so, which have you done?

There's no wrong answer, but try to back your answer up.

A: If you set out to succeed at a goal, only to fail, that failure would be unwanted and bad. You would not have achieved your goal. However, in your scenario, failure is the goal, and achieving that goal is a success, regardless of the nature of the goal.

Source: www.video-to-flash.com

How do you solve a rubik's cube with out ruining the side you already finished?

Q: How do you solve a Rubik’s cube with out ruining the side you already finished?

A: Hi Ninja,

These videos show what is pretty much considered to be the best beginner method:
http://www.youtube.com/watch?v=HsQIoPyfQ...
http://www.youtube.com/watch?v=IW_BBp3FP...

Or you can use this site to get it back to the original solution. Not good for learning, but good for returning to the start.
http://www.wrongway.org/cube/solve.html

If you want to know more, you can read up on the wikipedia entry:
http://en.wikipedia.org/wiki/Rubik's_Cub...

Here is the official site which has its own simple solution instructions http://www.rubiks.com/lvl4/commun/cbeclb... and the original solution booklet that comes with the standard cube; http://www.rubiks.com/World/~/media/File...

There is a beginners forum on the speed solving page that addresses many issues, like how and when to lube the cube for smooth operation. Take a look:
http://www.speedsolving.com/forumdisplay...